DoNotPay is prepared that can assist you out if you might want to delay your lease, bank card, or utility invoice funds on account of the coronavirus pandemic. The corporate, identified for its authorized support chatbot, is launching a brand new service that requests waivers and cost extensions from corporations and landlords.
The brand new product permits the service to determine any payments reminiscent of utilities and lease which might be eligible for an extension or a late charge waiver. DoNotPay will then attain out to the corporate to make a “compassionate and well mannered request.” If the request is denied, the service will ship out a second letter citing related native and state legal guidelines. Proper now, this service is barely accessible within the US, however DoNotPay founder Joshua Browder instructed The Verge that the corporate is trying to carry the service to different international locations, such because the UK.
Though not all 50 US states have coronavirus-related legal guidelines or orders in impact, some states, together with California and New York, have measures in place forbidding landlords from utilizing unreasonable late charges on housing issues or evicting tenants at the moment. DoNotPay says it’s going to use the “full power of the native and state legal guidelines” for states with no associated coronavirus legal guidelines or orders in impact.
In terms of bank card payments, Browder instructed The Verge that extensions or waivers for these issues are a “negotiation course of.” Some corporations, reminiscent of Apple, are permitting card holders to skip their March cost, however Browder mentioned a majority of companies are treating enterprise “as typical,” requesting prospects pay their statements on time with no extensions or waivers.
The pandemic has put a harsh monetary burden on many Individuals as companies shut down and plenty of lose their supply of earnings. Though some corporations are waiving or extending funds, many corporations are furthering the monetary burden by sticking to strict deadlines and late charges. This new DoNotPay service is supposed to permit Individuals to focus much less on funds and extra on staying wholesome and taking good care of their family members.
DoNotPay initially launched again in 2018, permitting people to obtain authorized recommendation by means of an AI-powered authorized counsel. The app offers quite a few authorized support providers and can draft paperwork to pursue authorized motion towards a person or firm.